Preparing Your Vehicle and Your Auto Insurance Policy for Fall Storm Season

As fall approaches in Newport News, VA, our community knows that storm season can bring unpredictable weather and unique financial risks for drivers.

At Grand Fox Insurance, we help you make sure that your auto insurance policy is ready for whatever the season may bring. Here’s how you can prepare for fall storms and make sure your coverage meets your needs.

Steps to Prepare Your Vehicle for Fall Storms

Taking proactive steps can help minimize damage and keep you safe during severe weather:

• Inspect your vehicle. Check your tires for proper tread and inflation, make sure your brakes are in good condition and replace worn windshield wipers.
• Secure loose items. Remove or secure any loose items from your vehicle’s exterior, such as roof racks or bike carriers, to prevent them from becoming hazards in high winds.
• Keep emergency supplies. Stock your car with essentials such as a flashlight, first aid kit, bottled water and a phone charger in case you’re stranded during a storm.
• Park safely. Whenever possible, park your vehicle in a garage or away from trees and power lines to reduce the risk of storm-related damage.

Reviewing Your Auto Insurance Policy

Storm season is an important time to review your auto insurance policy to check if you have the right coverage plans.

• Comprehensive coverage: This coverage may help pay for damage caused by storms, such as flooding, hail or falling debris. If you only carry liability coverage, you may not be insured against these risks.
• Deductibles and limits: Review your policy’s deductibles and coverage limits to understand what you’d be responsible for if you need to file a claim.
• Rental car coverage: Consider whether your policy includes rental car reimbursement if your vehicle is in the shop after a storm-related incident.

Why Local Expertise Matters

Newport News, VA faces unique weather challenges, and our team understands the specific risks in this area. We’re here to help you assess your current policy, identify any gaps in coverage and answer your questions about fall storm preparation.

If you’re unsure whether your auto insurance policy offers the coverage you need this storm season, reach out to us for a personalized review.

Contact us today at Grand Fox Insurance to make sure you and your vehicle are ready for whatever fall brings.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.